@Yitra Aye, I was only talking about actually settling down, having multiple characters who can select the options, and the upgrade idea. I see no reason why adventuring would not have a tent to camp with, especially given that far ranging travels would be a potential issue otherwise.
I do think that the tent would need some setup to make it viable and not simply see people drop it to prevent PvP in various places where that would occur... so maybe it takes 15 seconds of not moving in a set location to set up, such that anyone actually on screen of close would be able to interrupt normally.